Financial assistance mainly comes from two sources, the government and PolyU. Students are strongly advised to ensure their eligibility in applying for different financial assistance schemes.
The government has two main schemes for local full-time students in government-funded programmes: The Tertiary Student Finance Scheme ─ Publicly-funded Programmes (TSFS) and The Non-means-tested Loan Scheme for Full-time Tertiary Students (NLSFT).
The TSFS is a means-tested scheme that offers grants for tuition fees and academic expenses, and loans for living expenses. The NLSFT offers interest-bearing loans to eligible students to cover tuition fees. The NLSFT loans are not means-tested – there is no assessment of applicant's family income and assets. Applications periods for current students and new students for the coming academic year fall in April and September, respectively.
In addition, PolyU operates financial assistance schemes for local full-time students in government-funded schemes / programmes. The schemes are means-tested which offer bursary and / or interest-free loan donated by generous donors to eligible needy students.
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